AMAC gave an online presentation about Medicare and the following ae my notes. Any misinformation is the fault of the note taker.

What is Medicare advantage?

• Also known as part c.
• Only good for one year. Reset each year.
• They have networks. You must go to a doctor that is in that network.
• They have drug coverage and have little to no premiums.
• Changes made every year and out want to make the change each year.
• If you move, you have a two month windows to change your advantage plan for you new location/ state.
• Want to check with your current doctors and med co which carriers are available in your state.
• Part d: drugs

Medicare supplements (medigap)

• Fill in the gaps that your Medicare does not cover.
• Runs alongside Medicare part a and b.
• Typically have monthly premium.
• No network so can go where you want. This is good for travelers.
• They do not include drug coverage. You chose your separate persecutions drug coverage.
• You pay through social security administration.

Avoiding fraud:

• Protect your Medicare number.
• Review your Medicare summary notices.
• Never give blanket permission.
• Never sign blank forms.
• Always request written material.
• Carefully review your benefits statements.
• Keep accurate records of all health re appointments.
• Know if your physician ordered equipment for you.
• Don’t buy from an unfamiliar company.
• Always take your time on a decision.

Call 800-334-9330. myamacmedicare.us or find the amac YouTube channel