These are notes from a finance class offered at the church. Any misinformation is the fault of the note taker.

– Quote from the movie The Incredibles 2. Want out of that hole; you first have to put down the shovel. (Stop digging that hole)
– Going into debt restricts our freedoms.
– There are a lot of things to buy. Rent, food, bills, shoes for the kids, insurance,
– Stay away from credit cards and personal credit.
– President Hinkle said: look to the conditions of your fiancés. Dispelling yourself to avoid debt
– Pay off debt as quickly as you can and free yourself from bondage.
– Change is hard and can be uncomfortable.
– Hearts and habits need to be changed.
– We need to live within our means.
– Some couples have contentious relationships when money is involved.
– President Hinckley: self-reliance cannot be obtained when debt hangs over the household.
– We are stewardess over our finances.

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