These are notes from a finance class offered at the church. Any misinformation is the fault of the note taker.

– Leave a slush fund for clearing items.
– Track what we spend. If we get close we stop buying or switch from another budget.
– Put items as cash into envelopes for different budget items.
– Add mad money you can do anything with it. Can collect it and buy a movie
– Discount cards for loyalty cards. Or use coupons.
– As you make the budget, each marriage partner should sign the bottom so you commit to it. If we make changes we come back and we work the budget. Break it and it’s a form of financial infidelity.
– Elder Urdorf: Trust in God.
– Participate in a budget can mean later rewards. Delayed gratification.
– In the past early in marriage would take things back when they couldn’t afford it. And even now a child gets a gift and they ask you aren’t going to take this back.
– Let kids know your financial picture. Income and expenses.
– If kids get an allowance help them put money aside tithing, savings, fun, etc.

Do you have something to add? If you do, please share in the comment section of this blog.