A submission to Preparedness.
Preparedness Corner:
https://www.thesimplifydaily.com/posts/home/gardening/10-super-smart-unexpected-uses-for-egg-shells-44511640
This is a contribution to citizen report.
Utah state treasurer gave a presentation about Natural Asset Company (NAC). Treasurer Oaks opposes a proposal under consideration by the Securities and Exchange Commission (SEC) that would allow for the creation and listing of a new type of company called a Natural Asset Company (NAC) on the New York Stock Exchange (NYSE)
treasurer.utah.gov/natural-asset-companies/
https://www.intrinsicexchange.com/
Many people are concerned this could be an abuse on property rights. check out the above article.
Rockefeller organization is supporting this:
No more rotten and black bananas after a few days: with this method they will last 2 years
https://www.mayoniche.com/2023/12/no-more-rotten-and-black-bananas-after_18.html
http://www.melvagifford.com/wp-login.php?redirect_to=http%3A%2F%2Fmelvagifford.com%2Fwp-admin%2F&reauth=1
https://www.thesimplifydaily.com/posts/money-management/budgeting/how-to-get-out-of-debt-10-practical-and-mindset-tips-44517166
A submissin to citizen report.
Meeting today. Got this email.
Salt Lake County Council member, Dea Theodore, has proposed a policy to require patrons to use the locker room that corresponds to their birth sex.
Read the full text of the proposed policy here.
WE NEED YOUR HELP TO GET THIS PASSED!
County Government Center – North Building Room N2-200,
2001 South State Street,
Salt Lake City, UT
Just last night, in Fillmore, Utah, I had an experience with a man coming out of the stall in the woman’s restroom! I was shocked, disturbed, and above all, I felt violated. My private space, which should have been protected for women, was openly disregarded.
off the web:
https://www.thesimplifydaily.com/budget/money-management/budgeting/frugal-living-challenge-44516287
These are notes from a church talk. Any misinformation is the fault of the note-taker.
Source
A very good video: https://go.medicareschool.com/20-minute-workshop-page-v2?first_name=melva&last_name=gifford&email=Melva%40melvagifford.com
Here are my notes:
Alternatives:
The prescription plan is one you get to choose. This is Medicare Part # (Rx plan) It also has a premium running between $5-$30.
And afford the premium. It is recommended to choose this over A&B only.
A prescription plan with be included with C.
has a network of pharmacies.
some pharmacies will be labeled preferred because they have better prices.
other pharmacies are labeled as standard. Your copays will be a little higher
Formulary: is nothing more than a list of medications that are covered by the plan. One not covered by the plan will sell at a higher price.
Term: Prescription plans are set for a year. If you want to change prescription plans you must do so between the dates of Oct 15 to Dec 7th
Phases:
a deductible is phase one $505. and your copays are applied to the deductible.
select which is best
Do not be tempted to avoid prescription plans. You can’t predict what you’ll need.
Two options for prescription: supp _ rx or Advantage.
If you want to move from one to the other the insurance co has to options to reject having you.
Supp + RX
Advantage:
A&B
A&B: A is $0 premium B is $164 a month
Part A is hospitalization, hospice or extended care
Medicare Advantage Plan:
10 features on Advantage plans
10 Perks included. they might put in a dental or vision allowance. May be a hearing aide or a guy membership. Maybe over-the-counter meds.
Changes in 2024:
Part A monthly premium $174.20. If your income was higher than $97K (single) Irmaa your will also increase.
Part A deductible $1632 monthly premium 1-60 days.
Part A Daily hospital copay 21-100 days cost $204.
Medicare Part B from 226 is now $240 mo. Premium. Resets each Jan.
Part C (advantage plan or replacement sales. Offered by private insurance plans. Oct 15 to Dec 7th.
Part D (prescriptions) : $0 copay for castrpadic Is now $2K max deductible.
Supplemental: F, G or N. If you move to part C (Advantage) there is a preauthorization needed)
3 Changes to social security