Online Fraud Prevention

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Here are some notes from a toast master’s meeting.

– A man walked outside to check his mail and found a bill for $44,000 for a colon surgery he never had. Had to go down to the hospital and lift his shirt to prove he had not had the surgery before the hospital would let him off the hook. Months earlier a telemarketer had phished him for his personal information. He told Joe that these questions were all normal.
– 1 in 13 patients or 10% of our population.
– A full credit card goes for $5, a social security might go for .50¢, but a full medical record may go for $1,000.
– You need to be careful that there are no skimmers at the ATM or gas station pump.
– You can also purchase ID theft protection.
– Chances are that you may have already been compromised.
– You can also go to have i been powned.
– Never reuse your password. Use a password manager.
– Google found that 65% of all computer users reuse passwords on multiple sites and 51% have a favorite password they stuck with for most things.
– There is Last pass, Dashlane or One Password.

Do you have something to add? If you do, please share in the comment section of this blog.

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Covenants

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These are notes from a church meeting. Any misinformation is the fault of the note taker.

– Baptism convenient:
– Baptism is a rebirth.
– Sacrament prayer is a reset of our baptism covenants.
– Sacrament: to always remember him and keep his commandments and have his spirit be with us.
– Go to the temple to remember the conventions you’ve made when you went through yourself.
– Abraham had a convenient with God.
– We convent to take upon ourselves the name of Christ
– For the New Year may we all ponder the convents we have made and refocus?
– When we are battles we are taken out of the world and taken into the system. We are taken into a new life.

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We Were Warned: Freedom to Chains – Paul Harvey

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https://www.youtube.com/watch?v=0SAjwF3F4k&fbclid=IwAR3BObfygAYZCGQDSHKs7GHpyIlihyRk4ZnNNLaWCdcH58kN8TCsbMSDwaY

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Difference between inedible and inevitable

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    Inedible

can’t eat it. Sound closer to eating.

    Inevitable

means absolutely. This is stretching but, the v is like a nail impaling something into a table thus It is ineVi-table locked.

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Protecting your ideas for Picture Books

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An organization called picture book summit had a series of small 10 min presentations to give people a taste of what their online conference would bike. These are notes from one of those presentations. she is not a lawyer this is just an opinion. The presentation was given by Julie Hedlund. Any inaccuracies are the fault of the note taker.

1. Copyright law: how to protect ideas?
– Ideas alone cannot be copyrighted. ie: child not wanting to go to bed.
– Once a first draft has been written it is covered by copyright.
– You don’t have to write copyright on your manuscript. If you put a copyright on your manuscript it shows an edit you are new without the experience of copyright law.
– Every idea has a version already written.
– It’s not your idea that will set your book apart it will be how you execute it and your characters.
2. Plagiarisms:
– Is a concept of ethics.
– Plagiarism is using someone else work without giving them credit.
– once you put things in your own words it’s no longer plagiarism.
3. Sharing their work with an agent/editor or critique groups.
– The probability of harm by sharing is very low.
– The probability of harm by not sharing is high > when you don’t get feedback for improvement.
– If an editor was found plagiarism> they could get fired.
– How to share ideas? Share with care.
– There is a high probability that someone else is writing on a book similar to yours.
– Q: if a publishing co. altar a manuscript. Not likely.
– Q: can you be accused of plagiarism because your book is similar. Keep all previous draft with their time stamps on it. If doing self-publishing do a search of what has been published already. If a book is similar, find ways to make yours different.
– Q: a safe place to share 99% of writers are good people. Find critique partners at SBWY or SBWI, children’s books insiders, ICL, 12×12 groups. There is a vetting process for members.
– Fair use: once it’s in the public domain i.e. Shakespeare. If use copyrighted material then maybe you can change the words. Many have inserted different words to wheel on the bus. Make sure your take is unique or different.
– Q: How stay on top? Visit children’s librarians ask for latest trends?
– The story structure of three try / fail cycles has been successful.
Want to add to the list? Please do so in the comment section of this blog.

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How to retain membership by mentoring

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Notes from a presentation. Any inaccuracies are the fault of the note taker.

A mentor is a wise loyal provider.
Mentors see, do and then teach
Get new people involved in the easy tasks and have them involved bit by bit.
Encourage them to do their first peach.
Once one has done their first speech they’re more likely to stay.
Sit next to them and explain what is going on.
On the second month give them club resources, encourage them to read the magazines, district conference. Enroll as club officers.
Give them positive feedback to encourage them to keep going.
Help them with their first three speeches.
Find out why you are there. Help them determine their objectives in Toastmasters.
Invite them to speech contests and district conference.
Explain the duties of the leader.
Get them involved in the contest.
Tell them about the local district, regional level of Toastmasters.
Be available to them.
Be patient they may not be as far along as you are.
Teach them as they go.
Be sensitive to their needs.
Be respectful. If not ready, hold off.
Be flexible and supportive. Be knowledgeable.
If they have a question you don’t know, give the source of knowledge or your research.

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Parable of the talents:

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I’m not sure if this was Sunday school notes or sacrament notes. any misinformation is the fault of the note taker.

– A master has three servants. He gives the amount of money to his servants depending upon the previous capabilities they’ve displayed. Two servants doubled the amount of money they were given. The third hid his talent.
– If you don’t strive and improve upon the talents you were given and not improve them you will lose them altogether.
– Talk; parables of Jesus in conference
– Seek earnestly the talents God has given you. Can be seen by the interests you pursue. Include different activates. Study and ponder your patriarchal blessing. Consult friends, family, and others and see what they see.
– Our first priority is our family and siblings. Parents and siblings are in the best position to encourage others of their talents.
– Acknowledge gods hand in our success. Some talents were given before our birth. Some were developed on earth.
– The parable of the prototypical son.
– Luke 15 Jesus: mentions parables during interacting with some people. Gave example man will leave 99 sheep to look for the then gives parable of the parable son.
– Son asks for his inheritance and squanders it. Elder brother who stayed obedient. Father happy that his son was dead and was found again.
– Our fathers love for us boundless.
– Shows how previous a soul is to God.

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Eggs and Issues March 9th, 2019

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These are notes from the meeting Saturday of the progress of Utah state legation just before the last week. The host of the event jokingly said that his wife calls the group ‘eggs and egos. Everyone laughed.
– Marsha: daily savings bill never got out of committee. Change to have a daylight act.
– Take 28 votes in house and 15 in Senate to pass a bill after approval of the governor.
– Do not believe everything in the newspaper
– Norm: several bills on election reform. Why all the attention on this. A lot of weakness in the system (petition signature specifically) many felt they were not fully informed.
– Are you getting enough sleep? No. Got to bed 12 up by 6 one rep is trying to get exercise. Try to do some exercise. Not eat too much. Sometimes we not eat enough. It is stressful. Have a lot of people upset with you when working on tax reform. Even family members are upset with various bills and give their family member legislators their opinion.
– It is a fast and furious 45 days. Make sure we maintain a citizen legislator.
– News reporting skinny budget? What of other states done to shift the tax? What have they cone that can be done here? Hp441 (tax reform) we have a structural imbalance in the estate. The taxes are not in the right buckets. Wanted to shift money over to more buckets. There was no temper tantrum we know how to work together. We’ve already passed a base budget. Just need to address the 1.9 billion.
– Change the state fruit from a cherry to a peach:
– Will Utah County get $6 million to help cover costs for fighting the fire this past summer?
– Drug import from Canada? Passed house failed in Senate committee. Trying to find out where the money is going. It is going to someone. The pharmacies are not getting the money.
– Settle the alcohol debate? In many suicides, there is alcohol in the bloodstream. From the business committee> optimal not to proceed with this bill
– Change of government for the Utah count is to add commissioners? It is a county decision, not a state one.
– Hate crime bill sb103. Passed through the senate and house committee 8 to 2. List of hate crime attributes got larger.
– What are you doing to prepare for the next economic downturn? This is the foundation behind tax reform. We have one of the rebus emergency funds among the states. We are working hard to pay off debt. Last recession Utah fared well. We are consistently labeled as the best-managed state. We have a triple-A bond rating.
– Update the changing retirement program for the police to back to where it was? Utah almost has it funded. After last downturn. Police was getting 50% of pay after retirement. Went down to 37.5. We were having a hard time getting people to be police in Utah. We sent back up to %0% for 25 yrs. of service. That bill is making good progress. It has gone through senate and house committee.
– Sb177 ALEC bill special needs labeled so broadly even IEP student ae able to received public funds? Trying to address any child in need. Ongoing work for vouchers and school choice.
– Why changing the state flag? Some not happy with the designs currently offered.
– Hb46: allows 18-20 yr. olds to take the alcoholic drinks order at restaurants? It is particularly important to family-owned businesses. Allow family business to save money? Someone is still objecting and the bill is stuck in rules committee. Next year it will be the first top bill.
– Bill allowing teachers to incentivize their students to do well on standardized tests? If state says this is a valid measure of knowledge then this test can replace.
– How increase K2 funding? Up to 5 billion mass increase. Salary in line from 39k to 49K teacher salary. Yr. 3rd best state in education in world report publication. Every year the largest increase of money has been directed to funding.
– Tobacco 21 or older (restricting sale of tobacco). Update: passed out of committee. To preamp
– Eliminate straight party ballet: Problem is voting string ballet and ignore judges and other issues on the ballot. Passes unanimous. You will have to vote on individual issues.
– An increase of attention for socialism: put up firewalls to protect against negative possibilities. Grateful for legislators to work together.
– Keep 45 days. Thank goodness for short session. We work on the different issues throughout the year. The people are volunteers.
– Had several clean air bills that help and don’t involve big government.
– Bramble: duel path Utah’s election law is constitutional.
– Don’t believe everything you read in the media. Ask people why they voted.

If you would like to add a comment or feedback there is a section under this post, where you can do so.

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Spelling Rapport:

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Good: rapport
Bad: repore

A good rapport could be where two people get alone and the two P is for each end of the people getting along RaPeoplePeopleort. Or Rapport. Let’s say the two people meet at a sea PORT might be a way to remember the last part of the spelling.

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Developing your idea for Picture Books

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An organization called picture book summit had a series of small 10 min presentations to give people a taste of what their online conference would bike. These are notes from one of those presentations. The presentation was given by Emma Walton Hamilton. Any inaccuracies are the fault of the note taker.

– Determine the central dramatic question – question the story ask for what the book is about.
– Will the hero/protagonist ) find, get solve or achieve ____?”
– Example of central dramatic questions:
– Book: where the wild things are: will Matt be forgiven for being wild.
– Book: Knuffle Bunny: will girl get bunny back.
– Olivia: how can Oliva live her life without wearing her mother out.
– define a hero’s goals and challenges.
– If you have an idea for a character but don’t’ know what their story is, ask yourself: What does the character want? Max wants attention. Olivia wants to live life to the max
– What is his or her problem that must be solved, or difficulty that must be overcome? What are their obstacles?
– How does s/he solve or overcome the problems?
– What does s/he learn in the resolving of their problem, or how might s/he change or grow?
– if you have an idea/subject but not the characters but not the story.
– What point do you want to say about your topic?
– Who might be the best character to make that point? the most relatable character for kids.
– What problem might they have to overcome?
– What does your character need to learn?
– Q: Is the key point in making our point and moralizing? Ensure that the character is the one who is undergoing the transformation rather than the narrator stating the transformation. Don’t have and the character learned.
Want to add to the list? Please do so in the comment section of this blog.

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